Terms & Conditions

Terms & Conditions
Effective Date: 20 November 2024

Welcome to PayRouter ("we," "us," or "our"). By accessing or using the PayRouter website, services, APIs, or any other features provided by us (collectively referred to as the "Services"), you agree to comply with these Terms & Conditions ("Terms").

If you do not agree with these Terms, please refrain from using our Services.

1. About PayRouter

PayRouter is a payment solutions provider based in the Democratic Republic of Congo (DRC). We specialize in:

  • Payment APIs for seamless transactions.
  • Bulk payment solutions for businesses of all sizes.
  • Wallet management systems tailored for governments, e-commerce startups, and other organizations.

Our Services are designed to be easy to use for everyone, from large corporations to individual entrepreneurs.

2. Eligibility

To use PayRouter's Services, you must:

  • Be at least 18 years of age or the legal age of majority in your jurisdiction.
  • Have the authority to agree to these Terms on behalf of any organization you represent.
  • Comply with all applicable laws and regulations.

3. Account Creation

You may create an account to access and test our platform as a Test User for evaluation purposes.

  • Test accounts are limited to simulated environments and do not process actual financial transactions.
  • You are responsible for maintaining the confidentiality of your account credentials and activities conducted under your account.

4. Use of Services


a. Permitted Use

You may use our Services to:

  • Integrate payment APIs into your systems.
  • Facilitate bulk payments.
  • Manage wallets for your organization or clients.

b. Prohibited Use

You may not:

  • Use the Services for illegal or unauthorized purposes.
  • Attempt to reverse-engineer, copy, or modify the Services.
  • Interfere with or disrupt the operation of the Services.

5. Fees and Payments

Fees for PayRouter’s Services vary based on usage and agreement terms.

  • All fees are detailed during registration or contract initiation.
  • Payments are non-refundable unless explicitly stated.

6. Intellectual Property

All content, trademarks, logos, and intellectual property associated with PayRouter are owned by us. You are granted a limited, non-exclusive license to use the Services in accordance with these Terms.

7. Privacy

Your use of the Services is subject to our Privacy Policy, which explains how we collect, use, and protect your data.

8. Liability and Indemnity

  • Limitation of Liability: PayRouter is not liable for any indirect, incidental, or consequential damages arising from the use of our Services.
  • Indemnity: You agree to indemnify and hold us harmless from any claims arising out of your use of the Services.

9. Termination

We reserve the right to terminate or suspend your account or access to the Services for violations of these Terms or other applicable policies.

10. Governing Law

These Terms are governed by the laws of the Democratic Republic of Congo. Any disputes shall be resolved in the courts of the DRC.

11. Contact Us

For any questions or concerns regarding these Terms, please contact us at: